Preplanning Your Funeral in your 60’s

Christy Ledford • Jul 31, 2023

According to a National Funeral Directors Association survey, more than half (62.5%) of us expect to participate in making our own funeral arrangements. And yet, less than a quarter of us have actually acted on that impulse. Not really so surprising since making funeral arrangements can literally be the very last thing we do. We can put it off right up to the end!   

 

So, when do you think you should just go ahead and get it done? How about when you are critically ill? Or, maybe before you go on that cruise? Does when you go into the nursing home seem too late? How about as you are preparing for retirement? Actually, sooner is better than later for several reasons. 

 

First, there is no down side to having your arrangements in place. If something new comes along or you change your mind about what you want, you can always make changes to your plan. If you move, you just move your plan. Nothing is carved in stone. 

 

Second, there are some real up-sides to getting your funeral plan written and on file at the funeral home. For one thing, you just never know. people do die unexpectedly. And then there is the money. Historically funerals, like almost everything, have gone up in price over the years. The funeral of today will likely almost double in cost in 10 years. Why are you waiting? 

 

Prearranged funerals are often funded in a way that buffers or even eliminates the impact of rising prices. You buy at today’s prices and you are done. When you plan in advance you also have the benefit of being able to pay over a specified period of time (you choose). As you age your choices become more limited. When you make your arrangements while you are in reasonably good health the cost of your funeral can be paid in full should you die before you’ve completed your payment cycle. Again, sooner is better than later.   

 

The early 60’s is a good time to visit your neighborhood funeral home and get your plan written and on file. This is when you will get the most out of the funding options. It is also when you are likely to have a good idea of what you will want in the way of services. At this age you are grounded, and you are likely to still be earning income. Making payments for a bit will hardly be noticed. Then when you retire, and take that cruise, you can just enjoy. You’re all set to just enjoy the rest of what life has to offer. 




www.ledfordfamilyfh.com

Preplanning Your Funeral in your 60’s

By Christy Ledford • 31 Jul, 2023
According to a National Funeral Directors Association survey, more than half (62.5%) of us expect to participate in making our own funeral arrangements. And yet, less than a quarter of us have actually acted on that impulse. Not really so surprising since making funeral arrangements can literally be the very last thing we do. We can put it off right up to the end!

How Should I Prepare for My Funeral Preplanning Meeting?

By Christy Ledford • 31 Jul, 2023
First, relax. Talking about your funeral plans might make you a little uncomfortable at first but making a plan doesn’t mean you will be using it anytime soon. Your funeral director or advance planner will guide you through the process. Most people get very comfortable in just a few minutes.

Grief is Individual

By Christy Ledford • 31 Jul, 2023
Let’s talk about the stages of grief. There is denial, anger, bargaining, depression and acceptance. I studied them in nursing school, reviewed them when I got divorced and generally found them to be a pretty accurate and helpful bit of knowledge. And then, a family member died. Stages?

It's Not Really a Funeral Plan If It's Not at the Funeral Home

By Christy Ledford • 31 Jul, 2023
Can I just say that funerals stick in the mind of a loved one years after a death? It’s important that you get it right. Please don’t put your wishes in the drawer with the rest of your files. Oh, and that thing where you tell the kids what you want. That’s not the best either.

Should I Go to the Funeral?

By Christy Ledford • 31 Jul, 2023
Why should you attend a funeral? The presence of family and friends at the funeral is appreciated. We gather to acknowledge a life that was lived. We gather to comfort those for whom life has just been forever changed by the death of someone they loved.

Moving After a Spouse Dies?

By Christy Ledford • 31 Jul, 2023
One of the realities of losing a spouse or a parent is the impact that event has on living arrangements. Are we living in the “right” place? Is the house too big? Is it too far away from family? Will my surviving parent be safe where they live? Should I move to be closer to mom or should mom move closer to me?

Finding YOUR Joy

By Christy Ledford • 30 Jul, 2023
Even months after the funeral it’s not uncommon to feel just not exactly right. We all lose our way from time to time. Things happen and we can’t find our JOY. It’s not really so much gone, as it is misplaced. Life feels dull and the days seem to drag. No matter what the circumstances, if you look for it, you can find your own personal JOY again. However, you will have to work a bit to find it and reconnect.

We All Love in Very Different ways: Preserving the Family Relationship While Planning a Funeral

By Christy Ledford • 30 Jul, 2023
You are with someone with whom you share some history. Maybe it’s a brother, sister, or a childhood friend. You are talking about an event from the “old days” and you suddenly realize you all remember the event a little differently. Most of us have had this experience. Our relationships work in a similar fashion. The way we love, like the way we remember, is unique to each of us.

Do I Really Need to Attend the Funeral?

By Ledford Family • 12 Jan, 2023
Your presence is important. If there is any way possible, please, just be there. When a child is born it is a life changing event for the parents, siblings and grandparents at the very least. It may also be a life changing event for the kindergarten teacher five years in the future. Bottom line, life matters.

Where Should I Send my Condolences?

02 Dec, 2022
Condolences do matter and timing is important. Do not put off contacting your friend to express your sympathy. Options and opportunities may have changes over the deca des, but the importance of reaching out to those suffering a loss has not. A call or a written note is always just right. Social media is just fine under some circumstances and a personal visit is lovely. Additionally, many funeral homes have a place on their website to post condolences. This format allows your expression of sympathy to be delivered privately and quickly. So, let’s start with the newest trend - technology and social media. It’s so fast and so easy to access. If you are texting a co-worker several times a day about other things, it would seem rude to not mention the loss of her mother. Do use private messaging forms of social media with people you communicate with regularly in this manner. Caution!! Be very careful to not send a public condolence message using social media if your friend has not made an equally public announcement of his or her loss on the same platform. Do follow-up your message with a call or personal note. Finally, do not use electronic messaging if the receiver is not a regular user of tech. Hand written notes or cards made for just this purpose should be mailed to the person closest to the deceased or to a personal friend who has experienced a loss. Your personal note should be simple. Thoughts such as you are sorry for their loss, you are thinking of them in this difficult time or they are in your thoughts and prayers are appropriate. If you knew the deceased, you might share a brief story about the person who died and shares your connection. Should you make a condolence visit? Oh, my yes! A personal visit is the only way to give a hug. However, do call ahead. Do keep your visit brief and do focus on the grieving individual. Please, don’t say you know how they feel even if you share a similar experience. There will be a time for sharing later. For now, just let them know you are sorry for their loss. Come as a listener not a problem solver. https://www.ledfordfamilyfh.com
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